ABOUT US
Built by farmers, trusted by growers - learn who we are, what we believe, and how we help agricultural operations across the country.
Helping Farmers Manage Risk Since 1998
Carden & Associates was founded in 1998 by Bob Carden, Jr., a citrus and nursery grower from Polk County, Florida. As a farmer, Bob understood firsthand the risks agricultural producers face every season - from unpredictable weather to fluctuating markets.
Those experiences led him to recognize the importance of well-structured crop insurance programs in protecting growers and their investments. With that vision, he founded Carden & Associates to provide farmers with the tools, guidance, and protection needed to confidently manage risk.
The agency that began by serving farmers, growers, and ranchers in central Florida has now expanded into one of the largest crop insurance agencies in the United States.
Built by Farmers. Trusted by Growers.
What sets Carden & Associates apart is our deep connection to agriculture. Many members of our team come from farming and agricultural backgrounds, giving us a unique understanding of the challenges our customers face.
Our experienced agents, customer service representatives, and support staff share a commitment to delivering exceptional service and reliable risk management solutions.
Our mission has remained the same from the beginning: We keep you growing.
Our Mission
- Putting our customers first
- Using modern technology to improve efficiency and service
- Helping customers fully understand their insurance options
- Offering the most valuable risk management products available
- Providing customized coverage solutions
- Supporting our communities through charitable initiatives
- Building long-lasting relationships based on trust
Industry Knowledge
Crop insurance programs can be complex, but our team helps growers navigate them with confidence.
We specialize in:
- Revenue protection plans for row crops
- Production and dollar plans for specialty crops
- Private risk management products
- Guidance on Farm Bill and commodity programs
Carden & Associates has also helped shape the crop insurance industry itself. From assisting in the development of Florida's early specialty crop insurance programs to providing testimony at congressional hearings, our leadership has played a role in advancing risk management solutions for agriculture nationwide.
Technology That Supports Your Operation
Agriculture continues to evolve, and the tools used to support it should keep pace.
We use modern technologies across our agency to better manage policies, respond quickly to changes, and provide clear, reliable information to our customers. We also offer tools that help farmers stay organized and make informed decisions, including:
- Customized GPS-based field mapping
- Drone-assisted crop analysis
- Up-to-date pricing and program information on our website
Our goal is to make information easier to access, improve communication, and support efficient service for every operation we work with.
Strategic Business Relationships
To provide even greater support to our customers, Carden & Associates represents AgriSompo North America, a global leader in agricultural risk management.
This relationship allows us to offer expanded products and advanced technology solutions designed to help farmers recover and continue growing after unexpected events.
VALUES
These are our company's official core values, proudly displayed on a detailed poster in our breakroom. Each value represents a principle we live by every day and serves as a guide to help train new employees to reflect what matters most to us as a team.