Hail insurance is private coverage purchased on crops with dollars-per-acre coverage to protect against hail and fire losses. See our crops page for more details.
PRODUCTS AND SERVICES
Whether your organization is engaged in farming, packing, processing, or distribution, we provide products and services to meet all your risk management needs. Our extensive suite of products has been designed to support each of your operation’s needs. We are continuously working to find the best solutions to help you manage all of the risks in your agricultural business.
CROP INSURANCE COVERAGE AVAILABLE:
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The Hurricane Insurance Protection (HIP) program is an endorsement to your current crop insurance program. It is designed to provide cash flow to a grower in the event of a hurricane strike or near miss during the growing season. The concept is straightforward: if a hurricane strikes your county or one adjacent to it, you get paid as soon as NOAA verifies the strike. There is no loss adjustment calculation, inspection requirement, or anything else that could delay payment. To reiterate, the purpose of this program is to provide needed cash flow once a hurricane strikes and is OVER and ABOVE your underlying crop insurance policy coverage.
Livestock Risk Protection (LRP) is a subsidized policy available throughout the year that insures against declining market prices for feeder and fed cattle. It provides the producer with options on coverage levels and insurance periods that correspond with the time their feeder and fed cattle would normally be marketed.
MPCI is a government-subsidized coverage that protects against such things as adverse weather conditions, insects, disease, and in many cases, price decline. See our crops page for more details.
This plan can be customized to protect against a specific weather event that could lead to a devastating loss. For example, frost, excess rain, etc. See our crops page for more details.
Nursery Value Select is a subsidized crop insurance program that offers growers a simplified application process and reduces burdensome inventory requirements when compared to the standard nursery policy. While the current Nursery program requires the grower to forecast specific components of their inventory several months into the future and to provide a list of plants, NVS requires only an estimate of the wholesale value of the inventory; determinations of individual plant value is only required when there is a loss. This will allow growers to adapt their inventory to meet customer demand without complicated reporting requirements.
PRF coverage is a government-subsidized plan that protects against widespread loss of grazing and hayland production due to drought. Our agency has developed custom-made tools to help you choose the best options for this plan.
Whole-Farm insurance is a revenue protection insurance plan. This plan provides protection against revenue loss due to unavoidable natural disasters and market fluctuations that occur during the insurance year. Click here for details.
OTHER TYPES OF COVERAGE AVAILABLE:
- Property and Casualty Coverage
- Trade Credit Insurance
- Stock Throughput Coverage
- Employee Benefits
- Workers’ Compensation
- Staffing Solutions