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We keep you growing...


VISIT US AT THE LANDSCAPE SHOW - BOOTH #1545
Posted August 21, 2021

Visit us at The Landscape Show (BOOTH #1545) to win a customized Engel 65 High-Performance Hard Cooler and Ice Box. We'll see you at the show!


VISIT US AT THE CITRUS, VEGETABLE AND SPECIALTY CROP EXPO - BOOTH #330
Posted August 16, 2021

Visit us at the Citrus, Vegetable and Specialty Crop Expo (BOOTH #330) to win a customized Engel 65 High-Performance Hard Cooler and Ice Box. We'll see you at the show!


IMPORTANT HURRRICANE ELSA INFORMATION
Posted July 2, 2021

As Hurricane Elsa continues to inch closer to South Florida, our team is standing by to help if you incur a loss as a result of this storm. To report a loss or file a claim, please call or email your agent directly or email Email Us. You may also file a claim through our website at Contact. Our office can also be reached by phone 863.291.3505 or fax 863.401.8865. The insurance company's adjusters will assess your damage once your loss is reported.


VISIT US AT THE FLORIDA CATTLEMEN'S ASSOCIATION ANNUAL CONVENTION AND ALLIED TRADE SHOW - BOOTH #10
Posted June 11, 2021

Visit us at the Florida Cattlemen's Association Annual Convention and Allied Trade Show (BOOTH #10) to win a customized Engel 65 High-Performance Hard Cooler and Ice Box. We'll see you at the show!


PANDEMIC COVER CROP PROGRAM OFFERS PREMIUM BENEFIT TO PRODUCERS WITH CROP INSURANCE
Posted June 2, 2021

The USDA’s Risk Management Agency (RMA) has announced a new premium benefit to assist with the continuation of cover crop systems. Through the Pandemic Cover Crop Program (PCCP), farmers can preserve their cover crop systems, despite the financial impact of the pandemic. This benefit can qualify producers with crop insurance up to $5 per acre in additional premium credit if cover crops were planted during the 2021 crop year. Acreage must be reported to the U.S. Department of Agriculture’s Farm Service Agency (FSA) by June 15th. Important Takeaways Include: • PCCP applies to producers who insured their spring crop under most insurance policies and planted a qualifying cover crop during the 2021 crop year. • Premium credit is $5 per acre, but no more than the full premium owed. • To receive the benefit, producers must file a Report of Acreage form (FSA-578), with their cover crops identified with the FSA by June 15th. • Report of Acreage crop information must match crop data supplied to your crop insurance agency. • All cover crops reportable to the FSA are eligible and include grasses, brassicas, legumes, cereals, various non-legume broadleaves, and combinations of two or more cover crop species. Additional information can be found on the RMA website by selecting the following: USDA’s Pandemic Cover Crop Program Press Release. Please reach out to your agent to discuss in greater detail or call us at 863-291-3505 or 888-296-7533. Serving Florida, Georgia, and Alabama We Keep You Growing!


NEW AGENCY LOCATION - VIENNA, GEORGIA
Posted April 28, 2021

Due to unprecedented growth, we are pleased to announce our new location in Vienna, Georgia. Thank you for the opportunity to serve you, and we look forward to continuing to keep your operation growing! 1329 East Union Street Vienna, GA 31092 Direct: 229.313.1035 | Fax: 478.220.5253 | Contact Us Serving Florida, Georgia, and Alabama We Keep You Growing!


LIVESTOCK RISK PROTECTION - CROP INSURANCE FOR RANCHERS
Posted February 22, 2021

Carden and Associates offers Livestock Risk Protection (LRP) for ranchers. To learn more about this product, visit the following: Livestock Risk Protection. If you would like one of our agents to contact you to discuss LRP in greater detail, please let us know. 863.291.3505 | 888.296.7533 | Contact Us Serving Florida, Georgia, and Alabama We Keep You Growing!


NEWLY RELEASED PRF RAINFALL INDEX LOOKUP TOOL
Posted February 4, 2021

Carden and Associates has developed our new PRF Rainfall Index Lookup tool, which is now available to clients on our website. This quick and simple tool enables you to enter your PRF grid number to instantly see the rainfall indexes that it has calculated for each interval for your grid. It even calculates the rainfall index for intervals still in progress based on the amount of rainfall received to-date. With this new tool, we aim to provide our clients with the best available information, as early as possible, to help keep them growing. Serving Florida, Georgia, and Alabama 863.291.3505 | 888.296.7533 | Contact Us We Keep You Growing!


IMPORTANT COLD WEATHER ALERT
Posted February 3, 2021

Frost and/or freezing temperatures are possible this evening in our area. Should you experience this to a point where you are concerned that you have suffered crop damage, contact your agent, or our office as listed below, as soon as possible. Once notified, we will contact your insurance carrier to have them arrange an inspection and discuss the next steps, if any, that need to be taken. Serving Florida, Georgia, and Alabama 863.291.3505 | 888.296.7533 | Contact Us We Keep You Growing!


NEWLY RELEASED CITRUS FRUIT AND TREE PRICES
Posted January 29, 2021

RMA has released pricing for the dollar plan for the 2022 crop year for both citrus fruit and trees. Our updated sales data sheets can be found by visiting: Citrus Fruit and Citrus Trees. The actuarial data can also be found on RMA’s website: RMA Actuarial Information Browser We appreciate your loyalty and are available to answer any questions you may have. Please call or email your agent directly, or email our office. Our office can be also reached by phone (863.291.3505) or fax (863-401-8865). Serving Florida, Georgia, and Alabama 863.291.3505 | 888.296.7533 | Contact Us We Keep You Growing!


AN IMPORTANT COLD WEATHER ALERT
Posted December 23, 2020

Frost and/or freezing temperatures are possible both Friday and Saturday nights in our area this week. Should you experience this to a point where you are concerned that you have suffered crop damage, contact your agent, or our office as listed below, as soon as possible. Once notified, we will contact your insurance carrier to have them arrange an inspection and discuss the next steps, if any, that need to be taken. Serving Florida, Georgia, and Alabama 863.291.3505 | 888.296.7533 | Contact Us We Keep You Growing!


PREPARATIONS FOR COOLER TEMPERATURES
Posted December 1, 2020

As we continue to experience cooler weather conditions, our team is standing by to help if you incur a loss as a result of freeze damage or any other type of loss. Having the proper tree counts can make a difference in a payable claim. Please let us know if you have made any recent changes not already reported to us by you or through a recent inspection, such as pushing and planting trees or the purchasing or selling of any groves. To report a loss or file a claim, please call or email your agent directly, or email our office. You may also file a claim through our website at www.cardeninsurance.com/contact. Our office can be also reached by phone (863.291.3505) or fax (863-401-8865). Our adjusters will assess your damage once your loss is reported. Serving Florida, Georgia, and Alabama 863.291.3505 | 888.296.7533 | Contact Us We Keep You Growing!


TROPICAL STORM ETA
Posted November 10, 2020

As Tropical Storm Eta continues to inch closer to the western coast of Florida, our team is standing by to help if you incur a loss as a result of this storm. To report a loss or file a claim, please call or email your agent directly, or email our office. You may also file a claim through our website at www.cardeninsurance.com/contact. Our office can be also reached by phone (863.291.3505) or fax (863-401-8865). Our adjusters will assess your damage once your loss is reported. Serving Florida, Georgia, and Alabama 863.291.3505 | 888.296.7533 | Contact Us We Keep You Growing!


HIP ENDORSEMENT PAYMENTS
Posted October 9, 2020

We are pleased to inform our customers who have the Hurricane Insurance Protection (HIP) endorsement on your policies and whose counties were impacted by Hurricane Sally that payments have been approved and sent out. You should receive them shortly! 863.291.3505 | 888.296.7533 | Contact Us We Keep You Growing!


IMPORTANT HURRICANE SEASON INFORMATION
Posted September 18, 2020

As Tropical Storm Sally continues to affect the Southeast, our team is standing by to help if you incur a loss as a result of this storm. To report a loss or file a claim, please call or email your agent directly, or send our office an email. Our office can be also reached by phone (863.291.3505) or fax (863-401-8865). Our adjusters will assess your damage once your loss is reported. You may find more information on our website here. Serving Florida, Georgia, and Alabama 863.291.3505 | 888.296.7533 | Contact Us We Keep You Growing!


SALES CLOSING DATE FOR PRF AND APICULTURE IS NOVEMBER 15
Posted August 27, 2020

We are quickly approaching the sales closing date for Pasture, Rangeland, Forage (PRF), and Apiculture on November 15. Both are rain index plans that protect against below-average historical rainfall. If you would like one of our agents to contact you to discuss these programs in greater detail and how they can benefit your operation, please let us know. If you have any questions, call us at 863.291.3505 or 888.296.7533, or send us an email. We keep you growing!


ADDITIONAL SALES AGENT NEEDED TO MANAGE OUR GEORGIA MARKET
Posted August 27, 2020

We are looking to hire one full-time salesperson to sell and service private and Federal Crop Insurance Program products in our Georgia market. Salary plus new business and renewal commissions are paid on all policies sold. The ideal candidate must be a self-starter, that works well with others, and is looking to build a long-term career. Job Type: Full-time / Salary Negotiable Experience: · Agriculture Experience Required · Must Have or Acquire Georgia Agent License Please Contact Us if you are interested in the position. Thank you!


USDA CORONAVIRUS FOOD ASSISTANCE PROGRAM UPDATES
Posted August 12, 2020

We are pleased to inform you that the U.S. Department of Agriculture (USDA) has announced additional eligible commodities to the Coronavirus Food Assistance Program (CFAP). CFAP updates include: 1. More specialty crops have been added to the program to include nursery crops and cut flowers 2. The expansion of currently eligible commodities 3. Updates to payment corrections or qualifications for some commodities For additional information, please visit the USDA link below: USDA Coronavirus Food Assistance Program Announcement This is a summary of the updates from the USDA. If you would like one of our agents to contact you to discuss these in greater detail, please let us know. If you have any questions, call us at 863.291.3505 or 888.296.7533.


ADDITIONAL SPECIALTY CROPS ELIGIBLE FOR USDA CORONAVIRUS FOOD ASSISTANCE PROGRAM
Posted July 15, 2020

The U.S. Department of Agriculture (USDA) has announced the addition of commodities to the Coronavirus Food Assistance Program (CFAP) and updated payment specifics. CFAP updates include: 1. Additional commodities that have been added to the program 2. The expansion of currently eligible commodities 3. Updates to payment corrections or qualifications for some commodities For additional information, please visit the USDA link below: USDA Coronavirus Food Assistance Program Announcement To view the webinar on CFAP commodities, please visit the following: Webinar on CFAP Commodities This is a summary of the updates from the USDA. If you would like one of our agents to contact you to discuss these in greater detail, please let us know. If you have any questions, call us at 863.291.3505 or 888.296.7533.


COVID-19 FSA ACREAGE REPORTING DATE ANNOUNCEMENT
Posted July 15, 2020

The Farm Service Agency (FSA) has announced changes to acreage reporting in response to COVID-19 business interruptions. Important takeaways include: 1. The date of the initial acreage report submission has not been extended. 2. Signed acreage reports must be submitted in a timely manner by the acreage reporting date (ARD). 3. Reporting errors can be corrected by the approved insurance provider (AIP) up to 60 days following the ARD in a crop year. This is a summary of the updates from the FSA. Additional information can be found on the RMA website by selecting the following: Manager's Bulletins


SALES AGENT ANNUAL MEETING - SEA ISLAND
Posted July 5, 2020

Take a look at the team during our annual sales trip to Sea Island, Georgia! Our Sales Agents


IMPORTANT INFORMATION ABOUT HURRICANE INSURANCE PROTECTION (HIP)
Posted March 19, 2020

The Hurricane Insurance Protection (HIP) program is an endorsement to your current crop insurance program. It is designed to provide cash flow to a grower in the event of a hurricane strike or near miss during the growing season. The concept is straightforward: if a hurricane strikes your county or one adjacent to it, you get paid as soon as NOAA verifies the strike. There is no loss adjustment calculation, inspection requirement, or anything else that could delay payment. To reiterate, the purpose of this program is to provide needed cash flow once a hurricane strikes and is OVER and ABOVE your underlying crop insurance policy coverage. A flyer describing the program in a little more detail is attached. Remember, this coverage MUST be signed up for in conjunction with your regular crop insurance renewal, with a deadline of April 15. One of our agents will be happy to assist you in selecting the amount of coverage that is right for you, so contact us today. We keep you growing!