FFVA 2023: 79TH ANNUAL CONVENTION
Posted September 5, 2023
Come see us September 25-27! We'll see you at the show! FFVA 2023: 79TH ANNUAL CONVENTION CARDEN & ASSOCIATES, INC. Serving Florida, Georgia, and Alabama We keep you growing!
Posted September 5, 2023
Come see us September 25-27! We'll see you at the show! FFVA 2023: 79TH ANNUAL CONVENTION CARDEN & ASSOCIATES, INC. Serving Florida, Georgia, and Alabama We keep you growing!
GEORGIA BEEKEEPERS ASSOCIATION FALL CONFERENCE
Posted September 1, 2023
Come see us September 21-23! We'll see you at the show! GEORGIA BEEKEEPERS ASSOCIATION FALL CONFERENCE CARDEN & ASSOCIATES, INC. Serving Florida, Georgia, and Alabama We keep you growing!
Posted September 1, 2023
Come see us September 21-23! We'll see you at the show! GEORGIA BEEKEEPERS ASSOCIATION FALL CONFERENCE CARDEN & ASSOCIATES, INC. Serving Florida, Georgia, and Alabama We keep you growing!
IMPORTANT SEVERE WEATHER INFORMATION
Posted August 28, 2023
NOAA forecasts Tropical Storm Idalia to become a major hurricane as it continues its track toward Florida’s west coast. We wish all of you the best, and our team is standing by if you should incur a loss as a result of the storm. To file a claim, please call or email your agent directly or contact us info@cardeninsurance.com. You can also file a claim through our website. Remember, for those insureds with hurricane or tropical storm coverage, these trigger automatically based on NOAA data and are processed immediately when RMA releases the weather data. If a Hurricane Insurance Protection (HIP) payment is triggered, the full value of the hurricane protection amount is paid out. If a tropical storm payment triggers, you will receive 50% of your hurricane protection amount. HURRICANE INSURANCE PROTECTION COVERAGE Hurricane Trigger - NOAA data determines the hurricane-force winds in yours or an adjacent county Tropical Storm Trigger - NOAA data, named storm, wind speeds of 39 mph or greater, 6 inches of precipitation or greater over four consecutive days ( one day before the arrival of the tropical storm; the day of the arrival of the tropical storm; and two days following the arrival of the tropical storm, in yours or an adjacent county Our offices can also be reached by phone: WINTER HAVEN, FLORIDA OFFICE: Phone: (863) 291-3505 Toll-Free: (888) 296-7533 ALMA, GEORGIA OFFICE: Phone: (912) 632-4866 Toll-Free: (888) 296-7533 HAWKINSVILLE, GEORGIA OFFICE: Phone: (478) 892-8727 Toll-Free: (888) 296-7533 VIENNA, GEORGIA OFFICE: Phone: (478) 220-5969 Toll-Free: (888) 296-7533 The insurance company's adjusters will assess your damage once your loss is reported. CARDEN & ASSOCIATES, INC. Serving Florida, Georgia, and Alabama We keep you growing!
Posted August 28, 2023
NOAA forecasts Tropical Storm Idalia to become a major hurricane as it continues its track toward Florida’s west coast. We wish all of you the best, and our team is standing by if you should incur a loss as a result of the storm. To file a claim, please call or email your agent directly or contact us info@cardeninsurance.com. You can also file a claim through our website. Remember, for those insureds with hurricane or tropical storm coverage, these trigger automatically based on NOAA data and are processed immediately when RMA releases the weather data. If a Hurricane Insurance Protection (HIP) payment is triggered, the full value of the hurricane protection amount is paid out. If a tropical storm payment triggers, you will receive 50% of your hurricane protection amount. HURRICANE INSURANCE PROTECTION COVERAGE Hurricane Trigger - NOAA data determines the hurricane-force winds in yours or an adjacent county Tropical Storm Trigger - NOAA data, named storm, wind speeds of 39 mph or greater, 6 inches of precipitation or greater over four consecutive days ( one day before the arrival of the tropical storm; the day of the arrival of the tropical storm; and two days following the arrival of the tropical storm, in yours or an adjacent county Our offices can also be reached by phone: WINTER HAVEN, FLORIDA OFFICE: Phone: (863) 291-3505 Toll-Free: (888) 296-7533 ALMA, GEORGIA OFFICE: Phone: (912) 632-4866 Toll-Free: (888) 296-7533 HAWKINSVILLE, GEORGIA OFFICE: Phone: (478) 892-8727 Toll-Free: (888) 296-7533 VIENNA, GEORGIA OFFICE: Phone: (478) 220-5969 Toll-Free: (888) 296-7533 The insurance company's adjusters will assess your damage once your loss is reported. CARDEN & ASSOCIATES, INC. Serving Florida, Georgia, and Alabama We keep you growing!
COME SEE US AT THE COLD HARDY CITRUS WORKSHOP
Posted August 24, 2023
Come see us September 7! We'll see you at the show! COLD HARDY CITRUS WORKSHOP CARDEN & ASSOCIATES, INC. Serving Florida, Georgia, and Alabama We keep you growing!
Posted August 24, 2023
Come see us September 7! We'll see you at the show! COLD HARDY CITRUS WORKSHOP CARDEN & ASSOCIATES, INC. Serving Florida, Georgia, and Alabama We keep you growing!
COME SEE US AT THE GEORGIA PECAN GROWERS ASSOCIATION FALL FIELD DAY
Posted August 23, 2023
Come see us September 7! We'll see you at the show! GEORGIA PECAN GROWERS ASSOCIATION FALL FIELD DAY CARDEN & ASSOCIATES, INC. Serving Florida, Georgia, and Alabama We keep you growing!
Posted August 23, 2023
Come see us September 7! We'll see you at the show! GEORGIA PECAN GROWERS ASSOCIATION FALL FIELD DAY CARDEN & ASSOCIATES, INC. Serving Florida, Georgia, and Alabama We keep you growing!
HURRICANE SEASON REMINDERS
Posted August 22, 2023
During this time of the year, it’s crucial to have the additional protection that Hurricane Insurance Protection (HIP) can provide. If you don’t have a current policy on your citrus trees, pecan trees, or nursery, please contact one of our agents, and they will be happy to explain the benefits. Unlike other crops, there is no specific date that the application must be submitted, so you can sign up today. Once the completed application has been submitted and the thirty-day waiting period has expired, you will have protection for the remainder of the season. CARDEN INFO CARDEN & ASSOCIATES, INC. – HIP SALES DATA SHEET NOAA INFO NOAA ATLANTIC 7-DAY GRAPHOCAL TROPICAL WEATHER OUTLOOK CARDEN & ASSOCIATES, INC. Serving Florida, Georgia, and Alabama We keep you growing!
Posted August 22, 2023
During this time of the year, it’s crucial to have the additional protection that Hurricane Insurance Protection (HIP) can provide. If you don’t have a current policy on your citrus trees, pecan trees, or nursery, please contact one of our agents, and they will be happy to explain the benefits. Unlike other crops, there is no specific date that the application must be submitted, so you can sign up today. Once the completed application has been submitted and the thirty-day waiting period has expired, you will have protection for the remainder of the season. CARDEN INFO CARDEN & ASSOCIATES, INC. – HIP SALES DATA SHEET NOAA INFO NOAA ATLANTIC 7-DAY GRAPHOCAL TROPICAL WEATHER OUTLOOK CARDEN & ASSOCIATES, INC. Serving Florida, Georgia, and Alabama We keep you growing!
COME SEE US AT THE 2023 LANDSCAPE SHOW
Posted August 20, 2023
Come see us at The Landscape Show August 23-25 (BOOTH #717) to win a customized Engel 50 High Performance Hard Cooler and Ice Box. We'll see you at the show! THE LANDSCAPE SHOW CARDEN & ASSOCIATES, INC. Serving Florida, Georgia, and Alabama We keep you growing!
Posted August 20, 2023
Come see us at The Landscape Show August 23-25 (BOOTH #717) to win a customized Engel 50 High Performance Hard Cooler and Ice Box. We'll see you at the show! THE LANDSCAPE SHOW CARDEN & ASSOCIATES, INC. Serving Florida, Georgia, and Alabama We keep you growing!
COME SEE US AT THE 2023 REGIONAL PEANUT FIELD DAY
Posted August 16, 2023
Come see us August 22, 9AM-1PM. We'll see you at the show! 2023 REGIONAL PEANUT FIELD DAY CARDEN & ASSOCIATES, INC. Serving Florida, Georgia, and Alabama We keep you growing!
Posted August 16, 2023
Come see us August 22, 9AM-1PM. We'll see you at the show! 2023 REGIONAL PEANUT FIELD DAY CARDEN & ASSOCIATES, INC. Serving Florida, Georgia, and Alabama We keep you growing!
CLAIMS PROCESS REMINDERS
Posted August 4, 2023
As the 2023 growing season moves on, and with hurricane season now upon us, we wanted to take a moment to drop you a note with some helpful reminders about the crop insurance claims process and your responsibilities in the event your crops are damaged. For those insureds with hurricane, tropical storm, or pasture, rangeland, forage (PRF) coverage, there is no need for you to file a claim. These policies trigger automatically based on NOAA data and are processed immediately when RMA releases the weather data. However, for all other plans of insurance, please remember that as a policyholder, you must provide written notice of damage or loss of production within 72 hours of your discovery of the damage but not later than 15 days after the end of the insurance period. You can meet this obligation by simply reaching out to your agent, who will file the claim on your behalf. Once the insurance company receives your notice of loss, adjusters will contact you and, if need be, make a visit to your operation to inspect the damaged crop and gather pertinent information concerning the damage. If you wish to destroy or choose not to harvest the crop, the loss adjusters will likewise gather the appropriate information, conduct appraisals to establish the crop's remaining value, and complete any forms needed. One of the ways you can aid the adjusters in their work (and help speed up the claims process) is to maintain accurate records of everything that has been done to the fields in question, including documenting farming practices and retaining proof of at least three years of production history for your crops. You should also continue to comply with all the terms and conditions outlined in the insurance policy, including meeting any policy-specific requirements related to provisions unique to your individual crops. Once the adjusters have gathered all the appropriate documentation, the insurance company will process the claim. In the event the damage exceeds the deductible, the company will then issue an indemnity check, less any outstanding premium, interest, or administrative fees. As always, we are here to help. If at any time you experience questions or uncertainties, please reach out to your agent for clarification, and we will walk you through the claims process. Nobody ever wants to experience a loss as we are all in this business to both plant and harvest; however, when damage does occur, we want you to rest assured you are covered, knowing we will work to secure every dollar of indemnity you are owed, so you can not only endure the risks facing you this growing season but so you can have the resources you need to plant with confidence again next year. Thank you for your business and continued partnership. CARDEN & ASSOCIATES, INC. Serving Florida, Georgia, and Alabama We keep you growing!
Posted August 4, 2023
As the 2023 growing season moves on, and with hurricane season now upon us, we wanted to take a moment to drop you a note with some helpful reminders about the crop insurance claims process and your responsibilities in the event your crops are damaged. For those insureds with hurricane, tropical storm, or pasture, rangeland, forage (PRF) coverage, there is no need for you to file a claim. These policies trigger automatically based on NOAA data and are processed immediately when RMA releases the weather data. However, for all other plans of insurance, please remember that as a policyholder, you must provide written notice of damage or loss of production within 72 hours of your discovery of the damage but not later than 15 days after the end of the insurance period. You can meet this obligation by simply reaching out to your agent, who will file the claim on your behalf. Once the insurance company receives your notice of loss, adjusters will contact you and, if need be, make a visit to your operation to inspect the damaged crop and gather pertinent information concerning the damage. If you wish to destroy or choose not to harvest the crop, the loss adjusters will likewise gather the appropriate information, conduct appraisals to establish the crop's remaining value, and complete any forms needed. One of the ways you can aid the adjusters in their work (and help speed up the claims process) is to maintain accurate records of everything that has been done to the fields in question, including documenting farming practices and retaining proof of at least three years of production history for your crops. You should also continue to comply with all the terms and conditions outlined in the insurance policy, including meeting any policy-specific requirements related to provisions unique to your individual crops. Once the adjusters have gathered all the appropriate documentation, the insurance company will process the claim. In the event the damage exceeds the deductible, the company will then issue an indemnity check, less any outstanding premium, interest, or administrative fees. As always, we are here to help. If at any time you experience questions or uncertainties, please reach out to your agent for clarification, and we will walk you through the claims process. Nobody ever wants to experience a loss as we are all in this business to both plant and harvest; however, when damage does occur, we want you to rest assured you are covered, knowing we will work to secure every dollar of indemnity you are owed, so you can not only endure the risks facing you this growing season but so you can have the resources you need to plant with confidence again next year. Thank you for your business and continued partnership. CARDEN & ASSOCIATES, INC. Serving Florida, Georgia, and Alabama We keep you growing!
HIP COVERAGE EXPANDED TO INCLUDE TROPICAL STORMS
Posted February 20, 2023
In addition to paying in the event of a hurricane, the occurrence of a tropical storm can now be insured against as well. The trigger works the same as the hurricane endorsement - if a hurricane hits your county or one adjacent to it, you receive a payment. In this case, should a qualifying tropical storm occur, one-half of the amount insured would be paid. To find out more or receive a quote, please contact your agent today! CARDEN & ASSOCIATES, INC. Serving Florida, Georgia, and Alabama We keep you growing!
Posted February 20, 2023
In addition to paying in the event of a hurricane, the occurrence of a tropical storm can now be insured against as well. The trigger works the same as the hurricane endorsement - if a hurricane hits your county or one adjacent to it, you receive a payment. In this case, should a qualifying tropical storm occur, one-half of the amount insured would be paid. To find out more or receive a quote, please contact your agent today! CARDEN & ASSOCIATES, INC. Serving Florida, Georgia, and Alabama We keep you growing!
COME SEE US AT THE ALABAMA - FLORIDA PEANUT TRADE SHOW
Posted February 1, 2023
Come see us February 2! We'll see you at the show! THE ALABAMA - FLORIDA PEANUT TRADE SHOW CARDEN & ASSOCIATES, INC. Serving Florida, Georgia, and Alabama We keep you growing!
Posted February 1, 2023
Come see us February 2! We'll see you at the show! THE ALABAMA - FLORIDA PEANUT TRADE SHOW CARDEN & ASSOCIATES, INC. Serving Florida, Georgia, and Alabama We keep you growing!
COME SEE US AT THE NORTHWEST FLORIDA BEEF CATTLE CONFERENCE & TRADE SHOW
Posted February 1, 2023
Come see us February 8! We'll see you at the show! THE NORTHWEST FLORIDA BEEF CATTLE CONFERENCE & TRADE SHOW CARDEN & ASSOCIATES, INC. Serving Florida, Georgia, and Alabama We keep you growing!
Posted February 1, 2023
Come see us February 8! We'll see you at the show! THE NORTHWEST FLORIDA BEEF CATTLE CONFERENCE & TRADE SHOW CARDEN & ASSOCIATES, INC. Serving Florida, Georgia, and Alabama We keep you growing!
COME SEE US AT THE FLORIDA CATTLEWOMEN SPORTING CLAY SHOOT
Posted February 1, 2023
Come see us February 11! CARDEN & ASSOCIATES, INC. Serving Florida, Georgia, and Alabama We keep you growing!
Posted February 1, 2023
Come see us February 11! CARDEN & ASSOCIATES, INC. Serving Florida, Georgia, and Alabama We keep you growing!
COME SEE US AT THE 2023 CITRUS HEALTH FORUM
Posted February 1, 2023
Come see us February 23! We'll see you at the show! 2023 CITRUS HEALTH FORUM CARDEN & ASSOCIATES, INC. Serving Florida, Georgia, and Alabama We keep you growing!
Posted February 1, 2023
Come see us February 23! We'll see you at the show! 2023 CITRUS HEALTH FORUM CARDEN & ASSOCIATES, INC. Serving Florida, Georgia, and Alabama We keep you growing!
COME SEE US AT THE 2023 GEORGIA CITRUS ASSOCIATION CONFERENCE
Posted February 1, 2023
Come see us February 28! We'll see you at the show! 2023 GEORGIA CITRUS ASSOCIATION CONFERENCE CARDEN & ASSOCIATES, INC. Serving Florida, Georgia, and Alabama We keep you growing!
Posted February 1, 2023
Come see us February 28! We'll see you at the show! 2023 GEORGIA CITRUS ASSOCIATION CONFERENCE CARDEN & ASSOCIATES, INC. Serving Florida, Georgia, and Alabama We keep you growing!
COME SEE US AT THE GEORGIA CATTLEMEN'S ASSOCIATION ANNUAL CONVENTION
Posted February 1, 2023
Come see us March 8-10! We'll see you at the show! GEORGIA CATTLEMEN'S ASSOCIATION ANNUAL CONVENTION CARDEN & ASSOCIATES, INC. Serving Florida, Georgia, and Alabama We keep you growing!
Posted February 1, 2023
Come see us March 8-10! We'll see you at the show! GEORGIA CATTLEMEN'S ASSOCIATION ANNUAL CONVENTION CARDEN & ASSOCIATES, INC. Serving Florida, Georgia, and Alabama We keep you growing!
COME SEE US AT THE FLORIDA BLUEBERRY GROWERS ASSOCIATION - SPRING FIELD DAY
Posted February 1, 2023
Come see us March 9! We'll see you at the show! FLORIDA BLUEBERRY GROWERS ASSOCIATION - SPRING FIELD DAY CARDEN & ASSOCIATES, INC. Serving Florida, Georgia, and Alabama We keep you growing!
Posted February 1, 2023
Come see us March 9! We'll see you at the show! FLORIDA BLUEBERRY GROWERS ASSOCIATION - SPRING FIELD DAY CARDEN & ASSOCIATES, INC. Serving Florida, Georgia, and Alabama We keep you growing!
COME SEE US AT THE GEORGIA PECAN GROWERS ASSOCIATION CONFERENCE & TRADE SHOW
Posted February 1, 2023
Come see us March 28-30! We'll see you at the show! GEORGIA PECAN GROWERS ASSOCIATION CONFERENCE & TRADE SHOW CARDEN & ASSOCIATES, INC. Serving Florida, Georgia, and Alabama We keep you growing!
Posted February 1, 2023
Come see us March 28-30! We'll see you at the show! GEORGIA PECAN GROWERS ASSOCIATION CONFERENCE & TRADE SHOW CARDEN & ASSOCIATES, INC. Serving Florida, Georgia, and Alabama We keep you growing!
COME SEE US AT THE SOUTHEAST REGIONAL FRUIT & VEGETABLE CONFERENCE
Posted January 1, 2023
Come see us January 5-8! We'll see you at the show! SOUTHEAST REGIONAL FRUIT & VEGETABLE CONFERENCE CARDEN & ASSOCIATES, INC. Serving Florida, Georgia, and Alabama We keep you growing!
Posted January 1, 2023
Come see us January 5-8! We'll see you at the show! SOUTHEAST REGIONAL FRUIT & VEGETABLE CONFERENCE CARDEN & ASSOCIATES, INC. Serving Florida, Georgia, and Alabama We keep you growing!
COME SEE US AT THE TEXAS NURSERY & LANDSCAPE ASSOCIATION LONE STAR HORT FORUM
Posted January 1, 2023
Come see us January 9-11! We'll see you at the show! TEXAS NURSERY & LANDSCAPE ASSOCIATION LONE STAR HORT FORUM CARDEN & ASSOCIATES, INC. Serving Florida, Georgia, and Alabama We keep you growing!
Posted January 1, 2023
Come see us January 9-11! We'll see you at the show! TEXAS NURSERY & LANDSCAPE ASSOCIATION LONE STAR HORT FORUM CARDEN & ASSOCIATES, INC. Serving Florida, Georgia, and Alabama We keep you growing!
COME SEE US AT THE GULF STATES HORTICULTURAL EXPO
Posted January 1, 2023
Come see us January 18-20! We'll see you at the show! GULF STATES HORTICULTURAL EXPO CARDEN & ASSOCIATES, INC. Serving Florida, Georgia, and Alabama We keep you growing!
Posted January 1, 2023
Come see us January 18-20! We'll see you at the show! GULF STATES HORTICULTURAL EXPO CARDEN & ASSOCIATES, INC. Serving Florida, Georgia, and Alabama We keep you growing!
COME SEE US AT THE FLORIDA CATTLEMEN'S INSTITUTE & ALLIED TRADE SHOW
Posted January 1, 2023
Come see us January 24! We'll see you at the show! FLORIDA CATTLEMEN'S INSTITUTE & ALLIED TRADE SHOW CARDEN & ASSOCIATES, INC. Serving Florida, Georgia, and Alabama We keep you growing!
Posted January 1, 2023
Come see us January 24! We'll see you at the show! FLORIDA CATTLEMEN'S INSTITUTE & ALLIED TRADE SHOW CARDEN & ASSOCIATES, INC. Serving Florida, Georgia, and Alabama We keep you growing!
COME SEE US AT THE GEORGIA COTTON COMMISSION'S 2023 ANNUAL MEETING
Posted December 29, 2022
Come see us January 25! We'll see you at the show! GEORGIA COTTON COMMISSION'S 2023 ANNUAL MEETING CARDEN & ASSOCIATES, INC. Serving Florida, Georgia, and Alabama We keep you growing!
Posted December 29, 2022
Come see us January 25! We'll see you at the show! GEORGIA COTTON COMMISSION'S 2023 ANNUAL MEETING CARDEN & ASSOCIATES, INC. Serving Florida, Georgia, and Alabama We keep you growing!
IMPORTANT COLD WEATHER ALERT
Posted December 21, 2022
The current weather forecast predicts freezing temperatures over the next week across our area. Our team is standing by to help if you incur a loss due to the weather. Should you suffer any crop damage, please get in touch with your agent, or your local office listed below, as soon as possible. To report a loss or file a claim, please call or email your agent directly or email info@cardeninsurance.com. You may also file a claim through our website at FILE A CLAIM. Our offices can also be reached by phone: WINTER HAVEN, FLORIDA OFFICE: Phone: (863) 291-3505 Toll-Free: (888) 296-7533 ALMA, GEORGIA OFFICE: Phone: (912) 632-4866 Toll-Free: (888) 296-7533 HAWKINSVILLE, GEORGIA OFFICE: Phone: (478) 892-8727 Toll-Free: (888) 296-7533 VIENNA, GEORGIA OFFICE: Phone: (478) 220-5969 Toll-Free: (888) 296-7533 The insurance company's adjusters will assess your damage once your loss is reported. CARDEN & ASSOCIATES, INC. Serving Florida, Georgia, and Alabama We keep you growing!
Posted December 21, 2022
The current weather forecast predicts freezing temperatures over the next week across our area. Our team is standing by to help if you incur a loss due to the weather. Should you suffer any crop damage, please get in touch with your agent, or your local office listed below, as soon as possible. To report a loss or file a claim, please call or email your agent directly or email info@cardeninsurance.com. You may also file a claim through our website at FILE A CLAIM. Our offices can also be reached by phone: WINTER HAVEN, FLORIDA OFFICE: Phone: (863) 291-3505 Toll-Free: (888) 296-7533 ALMA, GEORGIA OFFICE: Phone: (912) 632-4866 Toll-Free: (888) 296-7533 HAWKINSVILLE, GEORGIA OFFICE: Phone: (478) 892-8727 Toll-Free: (888) 296-7533 VIENNA, GEORGIA OFFICE: Phone: (478) 220-5969 Toll-Free: (888) 296-7533 The insurance company's adjusters will assess your damage once your loss is reported. CARDEN & ASSOCIATES, INC. Serving Florida, Georgia, and Alabama We keep you growing!
SEVERE WEATHER ALERT - TROPICAL STORM NICOLE
Posted November 9, 2022
As Tropical Storm Nicole continues to inch closer to Florida's east coast, our team is standing by to help if you incur a loss as a result of this storm. To report a loss or file a claim, please call or email your agent directly or email info@cardeninsurance.com. You may also file a claim through our website at FILE A CLAIM. Our offices can also be reached by phone: WINTER HAVEN, FLORIDA OFFICE: Phone: 863.291.3505 Toll-Free: 888.296.7533 ALMA, GEORGIA OFFICE: Phone: 912.632.4866 Toll-Free: 888.296.7533 HAWKINSVILLE, GEORGIA OFFICE: Phone: 478.892.8727 Toll-Free: 888.296.7533 VIENNA, GEORGIA OFFICE: Phone: 478.220.5969 Toll-Free: 888.296.7533 The insurance company's adjusters will assess your damage once your loss is reported. Serving Florida, Georgia, and Alabama 863.291.3505 | 888.296.7533 | WWW.CARDENINSURANCE.COM
Posted November 9, 2022
As Tropical Storm Nicole continues to inch closer to Florida's east coast, our team is standing by to help if you incur a loss as a result of this storm. To report a loss or file a claim, please call or email your agent directly or email info@cardeninsurance.com. You may also file a claim through our website at FILE A CLAIM. Our offices can also be reached by phone: WINTER HAVEN, FLORIDA OFFICE: Phone: 863.291.3505 Toll-Free: 888.296.7533 ALMA, GEORGIA OFFICE: Phone: 912.632.4866 Toll-Free: 888.296.7533 HAWKINSVILLE, GEORGIA OFFICE: Phone: 478.892.8727 Toll-Free: 888.296.7533 VIENNA, GEORGIA OFFICE: Phone: 478.220.5969 Toll-Free: 888.296.7533 The insurance company's adjusters will assess your damage once your loss is reported. Serving Florida, Georgia, and Alabama 863.291.3505 | 888.296.7533 | WWW.CARDENINSURANCE.COM
JOB OPENING - SALES AGENT
Posted September 2, 2022
Carden & Associates, Inc. Company Description: Carden & Associates has become one of the largest crop insurance agencies in the United States by providing the highest quality of service to farmers, growers, and ranchers. We offer a suite of products in addition to Federal Crop Insurance that is continuously evolving to keep our customers growing in the event of a disaster. Along with these products, we have formed strategic financial and technology partnerships to provide an additional level of support for our customers. We pride ourselves on our team of experienced sales agents, customer service representatives, and support staff with strong farming & insurance backgrounds, sharing a commitment to excellence that is second to none. Job Description: We are looking to hire one or more full-time Sales Agents to sell and service private and Federal Crop Insurance products in Central Florida. Our Sales Agents are paid a salary plus new business and renewal commissions on all policies sold. Our ideal candidate is a self-starter, who works well with others, and seeks to build a long-term career. Sales Agents are responsible for generating revenue by developing market potential through forecasting, lead generation, qualification, closing sales, and recommending new products and services to potential clients. Essential Job Functions: • Continuously research all facets of the agricultural industry and use that knowledge to qualify accounts by identifying marketability. • Develop, organize, improve, and maintain relationships with existing and prospective customers. • Initiate the sales process through various methods of contact with potential clients and deliver an initial presentation after understanding account requirements. • Close sales by building rapport with potential clients, explain product and service capabilities, overcome objections, and prepare contracts. • Expand sales in existing accounts by introducing new products and services, developing new applications, and traveling as necessary to accomplish sales objectives. • Resolve any issues that arise post-sale. • Acquire and maintain all required state agent licenses. • Update job knowledge by participating in educational opportunities. • Attend a variety of events and industry functions as a representative of the organization. The Ideal Candidate: To be successful in this role our candidate must possess the following attributes: • Strong interpersonal skills with the ability to deliver presentations • Written communication skills with the ability to create, compose, and edit materials • Knowledge of advertising and sales promotion techniques • Effective negotiating skills • Self-motivated with the ability to work independently and as a team member Desired Core Competencies: • Leadership • Strategic Thinking • Business Acumen • Problem Solving/Analysis • Decision Making • Performance Management • Results Driven • Communication Proficiency • Financial Management Qualifications: • Agriculture Sales Experience Preferred • Must have or acquire Florida 2-20 General Lines Agent License or equivalent licensure based on location prior to hire date • Contract and negotiation experience • Willingness to travel as necessary to accomplish the goals of the agency (50% travel) • Bachelor’s degree and prior sales experience preferred Carden & Associates offers its employees the following: • Health insurance, dental insurance, 401(k) matching, disability insurance, health savings account, life insurance, paid vacation, vision insurance, long-term care insurance Carden & Associates thanks every applicant for their interest and will contact only the candidates with the highest qualifications. Carden & Associates is an Equal Opportunity Employer. PLEASE SEND ALL RESUMES TO THE FOLLOWING: humanresources@cardeninsurance.com
Posted September 2, 2022
Carden & Associates, Inc. Company Description: Carden & Associates has become one of the largest crop insurance agencies in the United States by providing the highest quality of service to farmers, growers, and ranchers. We offer a suite of products in addition to Federal Crop Insurance that is continuously evolving to keep our customers growing in the event of a disaster. Along with these products, we have formed strategic financial and technology partnerships to provide an additional level of support for our customers. We pride ourselves on our team of experienced sales agents, customer service representatives, and support staff with strong farming & insurance backgrounds, sharing a commitment to excellence that is second to none. Job Description: We are looking to hire one or more full-time Sales Agents to sell and service private and Federal Crop Insurance products in Central Florida. Our Sales Agents are paid a salary plus new business and renewal commissions on all policies sold. Our ideal candidate is a self-starter, who works well with others, and seeks to build a long-term career. Sales Agents are responsible for generating revenue by developing market potential through forecasting, lead generation, qualification, closing sales, and recommending new products and services to potential clients. Essential Job Functions: • Continuously research all facets of the agricultural industry and use that knowledge to qualify accounts by identifying marketability. • Develop, organize, improve, and maintain relationships with existing and prospective customers. • Initiate the sales process through various methods of contact with potential clients and deliver an initial presentation after understanding account requirements. • Close sales by building rapport with potential clients, explain product and service capabilities, overcome objections, and prepare contracts. • Expand sales in existing accounts by introducing new products and services, developing new applications, and traveling as necessary to accomplish sales objectives. • Resolve any issues that arise post-sale. • Acquire and maintain all required state agent licenses. • Update job knowledge by participating in educational opportunities. • Attend a variety of events and industry functions as a representative of the organization. The Ideal Candidate: To be successful in this role our candidate must possess the following attributes: • Strong interpersonal skills with the ability to deliver presentations • Written communication skills with the ability to create, compose, and edit materials • Knowledge of advertising and sales promotion techniques • Effective negotiating skills • Self-motivated with the ability to work independently and as a team member Desired Core Competencies: • Leadership • Strategic Thinking • Business Acumen • Problem Solving/Analysis • Decision Making • Performance Management • Results Driven • Communication Proficiency • Financial Management Qualifications: • Agriculture Sales Experience Preferred • Must have or acquire Florida 2-20 General Lines Agent License or equivalent licensure based on location prior to hire date • Contract and negotiation experience • Willingness to travel as necessary to accomplish the goals of the agency (50% travel) • Bachelor’s degree and prior sales experience preferred Carden & Associates offers its employees the following: • Health insurance, dental insurance, 401(k) matching, disability insurance, health savings account, life insurance, paid vacation, vision insurance, long-term care insurance Carden & Associates thanks every applicant for their interest and will contact only the candidates with the highest qualifications. Carden & Associates is an Equal Opportunity Employer. PLEASE SEND ALL RESUMES TO THE FOLLOWING: humanresources@cardeninsurance.com
THE 2022 LANDSCAPE SHOW - CONNECT WITH NATURE
Posted August 21, 2022
Come see us at The Landscape Show August 24-26 to win a customized Engel 50 High Performance Hard Cooler and Ice Box. We'll see you at the show! THE LANDSCAPE SHOW
Posted August 21, 2022
Come see us at The Landscape Show August 24-26 to win a customized Engel 50 High Performance Hard Cooler and Ice Box. We'll see you at the show! THE LANDSCAPE SHOW
WE'LL SEE YOU AT THE SHOW - 2022 CITRUS & SPECIALTY CROP EXPO!
Posted August 15, 2022
We are proud sponsors of the Citrus & Specialty Crop Expo this year! Visit us at the show (BOOTH #330) to win a customized Engel 65 High Performance Hard Cooler and Ice Box. We'll see you at the show! 2022 CITRUS AND SPECIALTY CROP EXPO
Posted August 15, 2022
We are proud sponsors of the Citrus & Specialty Crop Expo this year! Visit us at the show (BOOTH #330) to win a customized Engel 65 High Performance Hard Cooler and Ice Box. We'll see you at the show! 2022 CITRUS AND SPECIALTY CROP EXPO
2023 FARM BILL FEEDBACK REQUESTED
Posted July 21, 2022
The House Committee on Agriculture continuously seeks to gather input from industry consumers, stakeholders, and producers to review and make future progress with Farm Bills. As an integral part of this process, House Ag leaders have created an online 2023 Farm Bill feedback form to gather ideas from the agriculture industry. This unique opportunity to publicly address the Farm Bill results from the continuing dedication of House Agriculture Committee Chairman David Scott and Republican Leader Glenn “GT” Thompson. “This is a chance to hear directly from farmers, ranchers, and foresters across the nation who utilize our farm bill programs to make sure we are prioritizing their needs as well as the needs of the nutrition, research, and rural development communities,” said Chairman David Scott. “I strongly encourage all who are interested to share their input on how the 2018 Farm Bill is or is not meeting their needs so that we, at the House Agriculture Committee, can craft a strong farm bill and best meet the needs of people. “ “It is critical we receive feedback from farmers, ranchers, producers, and families nationwide as the 2023 Farm Bill draws nearer. Hearing directly from farm country about what’s working and what’s not is the only way to ensure we craft a bill that meets the needs of rural America,” said Republican Leader Thompson. To submit feedback, please visit the Farm Bill Feedback Form. Carden & Associates, We Keep You Growing! 863.291.3505, 888.296.7533, or email us at info@cardeninsurance.com. CARDEN & ASSOCIATES, INC. Serving Florida, Georgia, and Alabama 863.291.3505 | 888.296.7533 | WWW.CARDENINSURANCE.COM
Posted July 21, 2022
The House Committee on Agriculture continuously seeks to gather input from industry consumers, stakeholders, and producers to review and make future progress with Farm Bills. As an integral part of this process, House Ag leaders have created an online 2023 Farm Bill feedback form to gather ideas from the agriculture industry. This unique opportunity to publicly address the Farm Bill results from the continuing dedication of House Agriculture Committee Chairman David Scott and Republican Leader Glenn “GT” Thompson. “This is a chance to hear directly from farmers, ranchers, and foresters across the nation who utilize our farm bill programs to make sure we are prioritizing their needs as well as the needs of the nutrition, research, and rural development communities,” said Chairman David Scott. “I strongly encourage all who are interested to share their input on how the 2018 Farm Bill is or is not meeting their needs so that we, at the House Agriculture Committee, can craft a strong farm bill and best meet the needs of people. “ “It is critical we receive feedback from farmers, ranchers, producers, and families nationwide as the 2023 Farm Bill draws nearer. Hearing directly from farm country about what’s working and what’s not is the only way to ensure we craft a bill that meets the needs of rural America,” said Republican Leader Thompson. To submit feedback, please visit the Farm Bill Feedback Form. Carden & Associates, We Keep You Growing! 863.291.3505, 888.296.7533, or email us at info@cardeninsurance.com. CARDEN & ASSOCIATES, INC. Serving Florida, Georgia, and Alabama 863.291.3505 | 888.296.7533 | WWW.CARDENINSURANCE.COM
THIRD QUARTER EVENTS
Posted June 30, 2022
We are excited to be attending the upcoming events this quarter! 2022 UF / IFAS LIVESTOCK & FORAGES FIELD DAY SOUTHERN PEANUT GROWERS CONFERENCE NURSERY/LANDSCAPE EXPO (TNLA) CITRUS & SPECIALTY CROP EXPO 2022 THE LANDSCAPE SHOW (FNGLA) GEORGIA PECAN GROWERS ASSOCIATION FALL FIELD DAY 863.291.3505, 888.296.7533, or email us at info@cardeninsurance.com. CARDEN & ASSOCIATES, INC. Serving Florida, Georgia, and Alabama 863.291.3505 | 888.296.7533 | WWW.CARDENINSURANCE.COM
Posted June 30, 2022
We are excited to be attending the upcoming events this quarter! 2022 UF / IFAS LIVESTOCK & FORAGES FIELD DAY SOUTHERN PEANUT GROWERS CONFERENCE NURSERY/LANDSCAPE EXPO (TNLA) CITRUS & SPECIALTY CROP EXPO 2022 THE LANDSCAPE SHOW (FNGLA) GEORGIA PECAN GROWERS ASSOCIATION FALL FIELD DAY 863.291.3505, 888.296.7533, or email us at info@cardeninsurance.com. CARDEN & ASSOCIATES, INC. Serving Florida, Georgia, and Alabama 863.291.3505 | 888.296.7533 | WWW.CARDENINSURANCE.COM
SECOND QUARTER EVENTS
Posted April 1, 2022
We are excited to be attending the upcoming events this quarter! 71ST ANNUAL UF/IFAS BEEF CATTLE SHORT COURSE POLK COUNTY FARM BUREAU HARVEST CELEBRATION GEORGIA BLUEBERRY FESTIVAL FLORIDA CATTLEMEN'S ASSOCIATION ANNUAL CONVENTION AND ALLIED TRADE SHOW FLORIDA CITRUS INDUSTRY ANNUAL CONFERENCE FNGLA ANNUAL CONVENTION 863.291.3505, 888.296.7533, or email us at info@cardeninsurance.com. CARDEN & ASSOCIATES, INC. Serving Florida, Georgia, and Alabama 863.291.3505 | 888.296.7533 | WWW.CARDENINSURANCE.COM
Posted April 1, 2022
We are excited to be attending the upcoming events this quarter! 71ST ANNUAL UF/IFAS BEEF CATTLE SHORT COURSE POLK COUNTY FARM BUREAU HARVEST CELEBRATION GEORGIA BLUEBERRY FESTIVAL FLORIDA CATTLEMEN'S ASSOCIATION ANNUAL CONVENTION AND ALLIED TRADE SHOW FLORIDA CITRUS INDUSTRY ANNUAL CONFERENCE FNGLA ANNUAL CONVENTION 863.291.3505, 888.296.7533, or email us at info@cardeninsurance.com. CARDEN & ASSOCIATES, INC. Serving Florida, Georgia, and Alabama 863.291.3505 | 888.296.7533 | WWW.CARDENINSURANCE.COM
IMPORTANT NURSERY PROGRAM ALERT
Posted February 1, 2022
The Nursery Value Select (NVS) pilot program has expanded to include eleven new Florida counties for the 2023 crop year. Calhoun, Citrus, Columbia, DeSoto, Hardee, Highlands, Lafayette, Okeechobee, Pasco, St. Lucie, and Suwannee are the latest counties to take part in the program. This pilot program is now available in nine states with a large focus on Florida and offered in 38 counties with the recent expansion. As a reminder, NVS includes support for your nurseries such as: - Streamlined and easy reporting - OLO option available utilizing a 10% loss threshold - Simplified loss adjustment - DataScape not required - Insure the actual value of your plant and not a regional pricing To have one of our experienced agents contact you to discuss this program in more detail, please call us at 863.291.3505, 888.296.7533, or email us at info@cardeninsurance.com. CARDEN & ASSOCIATES, INC. Serving Florida, Georgia, and Alabama 863.291.3505 | 888.296.7533 | WWW.CARDENINSURANCE.COM
Posted February 1, 2022
The Nursery Value Select (NVS) pilot program has expanded to include eleven new Florida counties for the 2023 crop year. Calhoun, Citrus, Columbia, DeSoto, Hardee, Highlands, Lafayette, Okeechobee, Pasco, St. Lucie, and Suwannee are the latest counties to take part in the program. This pilot program is now available in nine states with a large focus on Florida and offered in 38 counties with the recent expansion. As a reminder, NVS includes support for your nurseries such as: - Streamlined and easy reporting - OLO option available utilizing a 10% loss threshold - Simplified loss adjustment - DataScape not required - Insure the actual value of your plant and not a regional pricing To have one of our experienced agents contact you to discuss this program in more detail, please call us at 863.291.3505, 888.296.7533, or email us at info@cardeninsurance.com. CARDEN & ASSOCIATES, INC. Serving Florida, Georgia, and Alabama 863.291.3505 | 888.296.7533 | WWW.CARDENINSURANCE.COM
IMPORTANT COLD WEATHER ALERT
Posted January 26, 2022
The current weather forecast predicts subfreezing temperatures this weekend in our area. Should you suffer any crop damage, please get in touch with your agent, or our office listed below, as soon as possible. Once notified, we will submit a claim on your behalf. CARDEN & ASSOCIATES, INC. Serving Florida, Georgia, and Alabama 863.291.3505 | 888.296.7533 | WWW.CARDENINSURANCE.COM
Posted January 26, 2022
The current weather forecast predicts subfreezing temperatures this weekend in our area. Should you suffer any crop damage, please get in touch with your agent, or our office listed below, as soon as possible. Once notified, we will submit a claim on your behalf. CARDEN & ASSOCIATES, INC. Serving Florida, Georgia, and Alabama 863.291.3505 | 888.296.7533 | WWW.CARDENINSURANCE.COM
FLORIDA GROWER CITRUS SHOW - JANUARY 26-27
Posted January 22, 2022
We are excited to be sponsoring this show again in 2022. Visit us at BOOTH #7 to win a customized Engel 65 High Performance Hard Cooler and Ice Box. We'll see you at the show!
Posted January 22, 2022
We are excited to be sponsoring this show again in 2022. Visit us at BOOTH #7 to win a customized Engel 65 High Performance Hard Cooler and Ice Box. We'll see you at the show!
COME JOIN US FOR THE GEORGIA COTTON COMMISSION'S 15TH ANNUAL MEETING - JANUARY 26
Posted January 21, 2022
We are proud sponsors of the GCA Annual Meeting.
Posted January 21, 2022
We are proud sponsors of the GCA Annual Meeting.
45TH ANNUAL GEORGIA PEANUT FARM SHOW & CONFERENCE - JANUARY 19-20
Posted January 20, 2022
We look forward to seeing you at the show!
Posted January 20, 2022
We look forward to seeing you at the show!
GULF CITRUS GROWERS ASSOCIATES SPORTING CLAY TOURNAMENT - JANUARY 28
Posted January 19, 2022
We are proud sponsors of this event and look forward to seeing you there!
Posted January 19, 2022
We are proud sponsors of this event and look forward to seeing you there!
INDIAN RIVER CITRUS LEAGUE / TREASURE COAST GROWN FUN SHOOT - JANUARY 29
Posted January 19, 2022
We are proud sponsors of this event and look forward to seeing you there!
Posted January 19, 2022
We are proud sponsors of this event and look forward to seeing you there!
FLORIDA CATTLEMEN'S INSTITUTE & ALLIED TRADE SHOW - JANUARY 13
Posted January 3, 2022
We look forward to seeing you at the show!
Posted January 3, 2022
We look forward to seeing you at the show!
GULF STATES HORICULTURAL EXPO - JANUARY 20-21
Posted January 2, 2022
We look forward to seeing you at the show!
Posted January 2, 2022
We look forward to seeing you at the show!
VISIT US AT THE SOUTHEAST REGIONAL FRUIT & VEGETABLE CONFERENCE - BOOTH #216 - JANUARY 6-9
Posted January 1, 2022
Visit us at the Southeast Regional Fruit & Vegetable Conference (BOOTH #216) to win a customized Engel 65 High Performance Hard Cooler and Ice Box. We'll see you at the show!
Posted January 1, 2022
Visit us at the Southeast Regional Fruit & Vegetable Conference (BOOTH #216) to win a customized Engel 65 High Performance Hard Cooler and Ice Box. We'll see you at the show!
FIRST QUARTER EVENTS
Posted January 1, 2022
We are excited to be attending the upcoming events this quarter! SE REGIONAL FRUIT & VEGETABLE CONFERENCE ANNUAL BLUEBERRY UPDATE - ALMA FLORIDA CATTLEMEN'S INSTITUTE & ALLIED TRADE SHOW 45TH ANNUAL GEORGIA PEANUT FARM SHOW & CONFERENCE FLORIDA GROWER CITRUS SHOW GEORGIA COTTON COMMISSION'S 15TH ANNUAL MEETING GULF CITRUS GROWERS ASSOCIATES SPORTING CLAY TOURNAMENT ALABAMA-FLORIDA PEANUT TRADE SHOW NORTHWEST FLORIDA BEEF CONFERENCE AND TRADE SHOW (UF/IFAS) 2022 CITRUS HEALTH FORUM BALDWIN COUNTY CATTLEMEN'S ASSOCIATION ANNUAL MEETING AND DINNER GEORGIA CITRUS GROWERS CONFERENCE GEORGIA BERRY EXCHANGE ANNUAL MEETING GEORGIA PECAN GROWERS ASSOCIATION 57TH ANNUAL CONFERENCE & TRADE SHOW 863.291.3505, 888.296.7533, or email us at info@cardeninsurance.com. CARDEN & ASSOCIATES, INC. Serving Florida, Georgia, and Alabama 863.291.3505 | 888.296.7533 | WWW.CARDENINSURANCE.COM
Posted January 1, 2022
We are excited to be attending the upcoming events this quarter! SE REGIONAL FRUIT & VEGETABLE CONFERENCE ANNUAL BLUEBERRY UPDATE - ALMA FLORIDA CATTLEMEN'S INSTITUTE & ALLIED TRADE SHOW 45TH ANNUAL GEORGIA PEANUT FARM SHOW & CONFERENCE FLORIDA GROWER CITRUS SHOW GEORGIA COTTON COMMISSION'S 15TH ANNUAL MEETING GULF CITRUS GROWERS ASSOCIATES SPORTING CLAY TOURNAMENT ALABAMA-FLORIDA PEANUT TRADE SHOW NORTHWEST FLORIDA BEEF CONFERENCE AND TRADE SHOW (UF/IFAS) 2022 CITRUS HEALTH FORUM BALDWIN COUNTY CATTLEMEN'S ASSOCIATION ANNUAL MEETING AND DINNER GEORGIA CITRUS GROWERS CONFERENCE GEORGIA BERRY EXCHANGE ANNUAL MEETING GEORGIA PECAN GROWERS ASSOCIATION 57TH ANNUAL CONFERENCE & TRADE SHOW 863.291.3505, 888.296.7533, or email us at info@cardeninsurance.com. CARDEN & ASSOCIATES, INC. Serving Florida, Georgia, and Alabama 863.291.3505 | 888.296.7533 | WWW.CARDENINSURANCE.COM
VISIT US AT THE LANDSCAPE SHOW - BOOTH #1545
Posted August 21, 2021
Visit us at The Landscape Show (BOOTH #1545) to win a customized Engel 65 High Performance Hard Cooler and Ice Box. We'll see you at the show!
Posted August 21, 2021
Visit us at The Landscape Show (BOOTH #1545) to win a customized Engel 65 High Performance Hard Cooler and Ice Box. We'll see you at the show!
VISIT US AT THE CITRUS, VEGETABLE AND SPECIALTY CROP EXPO - BOOTH #330
Posted August 16, 2021
Visit us at the Citrus, Vegetable and Specialty Crop Expo (BOOTH #330) to win a customized Engel 65 High Performance Hard Cooler and Ice Box. We'll see you at the show!
Posted August 16, 2021
Visit us at the Citrus, Vegetable and Specialty Crop Expo (BOOTH #330) to win a customized Engel 65 High Performance Hard Cooler and Ice Box. We'll see you at the show!
IMPORTANT HURRRICANE ELSA INFORMATION
Posted July 2, 2021
As Hurricane Elsa continues to inch closer to South Florida, our team is standing by to help if you incur a loss as a result of this storm. To report a loss or file a claim, please call or email your agent directly or email Email Us. You may also file a claim through our website at Contact. Our office can also be reached by phone 863.291.3505 or fax 863.401.8865. The insurance company's adjusters will assess your damage once your loss is reported.
Posted July 2, 2021
As Hurricane Elsa continues to inch closer to South Florida, our team is standing by to help if you incur a loss as a result of this storm. To report a loss or file a claim, please call or email your agent directly or email Email Us. You may also file a claim through our website at Contact. Our office can also be reached by phone 863.291.3505 or fax 863.401.8865. The insurance company's adjusters will assess your damage once your loss is reported.
VISIT US AT THE FLORIDA CATTLEMEN'S ASSOCIATION ANNUAL CONVENTION AND ALLIED TRADE SHOW - BOOTH #10
Posted June 11, 2021
Visit us at the Florida Cattlemen's Association Annual Convention and Allied Trade Show (BOOTH #10) to win a customized Engel 65 High Performance Hard Cooler and Ice Box. We'll see you at the show!
Posted June 11, 2021
Visit us at the Florida Cattlemen's Association Annual Convention and Allied Trade Show (BOOTH #10) to win a customized Engel 65 High Performance Hard Cooler and Ice Box. We'll see you at the show!
PANDEMIC COVER CROP PROGRAM OFFERS PREMIUM BENEFIT TO PRODUCERS WITH CROP INSURANCE
Posted June 2, 2021
The USDA’s Risk Management Agency (RMA) has announced a new premium benefit to assist with the continuation of cover crop systems. Through the Pandemic Cover Crop Program (PCCP), farmers can preserve their cover crop systems, despite the financial impact of the pandemic. This benefit can qualify producers with crop insurance up to $5 per acre in additional premium credit if cover crops were planted during the 2021 crop year. Acreage must be reported to the U.S. Department of Agriculture’s Farm Service Agency (FSA) by June 15th. Important Takeaways Include: • PCCP applies to producers who insured their spring crop under most insurance policies and planted a qualifying cover crop during the 2021 crop year. • Premium credit is $5 per acre, but no more than the full premium owed. • To receive the benefit, producers must file a Report of Acreage form (FSA-578), with their cover crops identified with the FSA by June 15th. • Report of Acreage crop information must match crop data supplied to your crop insurance agency. • All cover crops reportable to the FSA are eligible and include grasses, brassicas, legumes, cereals, various non-legume broadleaves, and combinations of two or more cover crop species. Additional information can be found on the RMA website by selecting the following: USDA’s Pandemic Cover Crop Program Press Release. Please reach out to your agent to discuss in greater detail or call us at 863-291-3505 or 888-296-7533. Serving Florida, Georgia, and Alabama We Keep You Growing!
Posted June 2, 2021
The USDA’s Risk Management Agency (RMA) has announced a new premium benefit to assist with the continuation of cover crop systems. Through the Pandemic Cover Crop Program (PCCP), farmers can preserve their cover crop systems, despite the financial impact of the pandemic. This benefit can qualify producers with crop insurance up to $5 per acre in additional premium credit if cover crops were planted during the 2021 crop year. Acreage must be reported to the U.S. Department of Agriculture’s Farm Service Agency (FSA) by June 15th. Important Takeaways Include: • PCCP applies to producers who insured their spring crop under most insurance policies and planted a qualifying cover crop during the 2021 crop year. • Premium credit is $5 per acre, but no more than the full premium owed. • To receive the benefit, producers must file a Report of Acreage form (FSA-578), with their cover crops identified with the FSA by June 15th. • Report of Acreage crop information must match crop data supplied to your crop insurance agency. • All cover crops reportable to the FSA are eligible and include grasses, brassicas, legumes, cereals, various non-legume broadleaves, and combinations of two or more cover crop species. Additional information can be found on the RMA website by selecting the following: USDA’s Pandemic Cover Crop Program Press Release. Please reach out to your agent to discuss in greater detail or call us at 863-291-3505 or 888-296-7533. Serving Florida, Georgia, and Alabama We Keep You Growing!
NEW AGENCY LOCATION - VIENNA, GEORGIA
Posted April 28, 2021
Due to unprecedented growth, we are pleased to announce our new location in Vienna, Georgia. Thank you for the opportunity to serve you, and we look forward to continuing to keep your operation growing! 1329 East Union Street Vienna, GA 31092 Direct: 229.313.1035 | Fax: 478.220.5253 | Contact Us Serving Florida, Georgia, and Alabama We Keep You Growing!
Posted April 28, 2021
Due to unprecedented growth, we are pleased to announce our new location in Vienna, Georgia. Thank you for the opportunity to serve you, and we look forward to continuing to keep your operation growing! 1329 East Union Street Vienna, GA 31092 Direct: 229.313.1035 | Fax: 478.220.5253 | Contact Us Serving Florida, Georgia, and Alabama We Keep You Growing!
LIVESTOCK RISK PROTECTION - CROP INSURANCE FOR RANCHERS
Posted February 22, 2021
Carden and Associates offers Livestock Risk Protection (LRP) for ranchers. To learn more about this product, visit the following: Livestock Risk Protection. If you would like one of our agents to contact you to discuss LRP in greater detail, please let us know. 863.291.3505 | 888.296.7533 | Contact Us Serving Florida, Georgia, and Alabama We Keep You Growing!
Posted February 22, 2021
Carden and Associates offers Livestock Risk Protection (LRP) for ranchers. To learn more about this product, visit the following: Livestock Risk Protection. If you would like one of our agents to contact you to discuss LRP in greater detail, please let us know. 863.291.3505 | 888.296.7533 | Contact Us Serving Florida, Georgia, and Alabama We Keep You Growing!
NEWLY RELEASED PRF RAINFALL INDEX LOOKUP TOOL
Posted February 4, 2021
Carden and Associates has developed our new PRF Rainfall Index Lookup tool, which is now available to clients on our website. This quick and simple tool enables you to enter your PRF grid number to instantly see the rainfall indexes that it has calculated for each interval for your grid. It even calculates the rainfall index for intervals still in progress based on the amount of rainfall received to-date. With this new tool, we aim to provide our clients with the best available information, as early as possible, to help keep them growing. Serving Florida, Georgia, and Alabama 863.291.3505 | 888.296.7533 | Contact Us We Keep You Growing!
Posted February 4, 2021
Carden and Associates has developed our new PRF Rainfall Index Lookup tool, which is now available to clients on our website. This quick and simple tool enables you to enter your PRF grid number to instantly see the rainfall indexes that it has calculated for each interval for your grid. It even calculates the rainfall index for intervals still in progress based on the amount of rainfall received to-date. With this new tool, we aim to provide our clients with the best available information, as early as possible, to help keep them growing. Serving Florida, Georgia, and Alabama 863.291.3505 | 888.296.7533 | Contact Us We Keep You Growing!
IMPORTANT COLD WEATHER ALERT
Posted February 3, 2021
Frost and/or freezing temperatures are possible this evening in our area. Should you experience this to a point where you are concerned that you have suffered crop damage, contact your agent, or our office as listed below, as soon as possible. Once notified, we will contact your insurance carrier to have them arrange an inspection and discuss the next steps, if any, that need to be taken. Serving Florida, Georgia, and Alabama 863.291.3505 | 888.296.7533 | Contact Us We Keep You Growing!
Posted February 3, 2021
Frost and/or freezing temperatures are possible this evening in our area. Should you experience this to a point where you are concerned that you have suffered crop damage, contact your agent, or our office as listed below, as soon as possible. Once notified, we will contact your insurance carrier to have them arrange an inspection and discuss the next steps, if any, that need to be taken. Serving Florida, Georgia, and Alabama 863.291.3505 | 888.296.7533 | Contact Us We Keep You Growing!
NEWLY RELEASED CITRUS FRUIT AND TREE PRICES
Posted January 29, 2021
RMA has released pricing for the dollar plan for the 2022 crop year for both citrus fruit and trees. Our updated sales data sheets can be found by visiting: Citrus Fruit and Citrus Trees. The actuarial data can also be found on RMA’s website: RMA Actuarial Information Browser We appreciate your loyalty and are available to answer any questions you may have. Please call or email your agent directly, or email our office. Our office can be also reached by phone (863.291.3505) or fax (863-401-8865). Serving Florida, Georgia, and Alabama 863.291.3505 | 888.296.7533 | Contact Us We Keep You Growing!
Posted January 29, 2021
RMA has released pricing for the dollar plan for the 2022 crop year for both citrus fruit and trees. Our updated sales data sheets can be found by visiting: Citrus Fruit and Citrus Trees. The actuarial data can also be found on RMA’s website: RMA Actuarial Information Browser We appreciate your loyalty and are available to answer any questions you may have. Please call or email your agent directly, or email our office. Our office can be also reached by phone (863.291.3505) or fax (863-401-8865). Serving Florida, Georgia, and Alabama 863.291.3505 | 888.296.7533 | Contact Us We Keep You Growing!
AN IMPORTANT COLD WEATHER ALERT
Posted December 23, 2020
Frost and/or freezing temperatures are possible both Friday and Saturday nights in our area this week. Should you experience this to a point where you are concerned that you have suffered crop damage, contact your agent, or our office as listed below, as soon as possible. Once notified, we will contact your insurance carrier to have them arrange an inspection and discuss the next steps, if any, that need to be taken. Serving Florida, Georgia, and Alabama 863.291.3505 | 888.296.7533 | Contact Us We Keep You Growing!
Posted December 23, 2020
Frost and/or freezing temperatures are possible both Friday and Saturday nights in our area this week. Should you experience this to a point where you are concerned that you have suffered crop damage, contact your agent, or our office as listed below, as soon as possible. Once notified, we will contact your insurance carrier to have them arrange an inspection and discuss the next steps, if any, that need to be taken. Serving Florida, Georgia, and Alabama 863.291.3505 | 888.296.7533 | Contact Us We Keep You Growing!
PREPARATIONS FOR COOLER TEMPERATURES
Posted December 1, 2020
As we continue to experience cooler weather conditions, our team is standing by to help if you incur a loss as a result of freeze damage or any other type of loss. Having the proper tree counts can make a difference in a payable claim. Please let us know if you have made any recent changes not already reported to us by you or through a recent inspection, such as pushing and planting trees or the purchasing or selling of any groves. To report a loss or file a claim, please call or email your agent directly, or email our office. You may also file a claim through our website at www.cardeninsurance.com/contact. Our office can be also reached by phone (863.291.3505) or fax (863-401-8865). Our adjusters will assess your damage once your loss is reported. Serving Florida, Georgia, and Alabama 863.291.3505 | 888.296.7533 | Contact Us We Keep You Growing!
Posted December 1, 2020
As we continue to experience cooler weather conditions, our team is standing by to help if you incur a loss as a result of freeze damage or any other type of loss. Having the proper tree counts can make a difference in a payable claim. Please let us know if you have made any recent changes not already reported to us by you or through a recent inspection, such as pushing and planting trees or the purchasing or selling of any groves. To report a loss or file a claim, please call or email your agent directly, or email our office. You may also file a claim through our website at www.cardeninsurance.com/contact. Our office can be also reached by phone (863.291.3505) or fax (863-401-8865). Our adjusters will assess your damage once your loss is reported. Serving Florida, Georgia, and Alabama 863.291.3505 | 888.296.7533 | Contact Us We Keep You Growing!
TROPICAL STORM ETA
Posted November 10, 2020
As Tropical Storm Eta continues to inch closer to the western coast of Florida, our team is standing by to help if you incur a loss as a result of this storm. To report a loss or file a claim, please call or email your agent directly, or email our office. You may also file a claim through our website at www.cardeninsurance.com/contact. Our office can be also reached by phone (863.291.3505) or fax (863-401-8865). Our adjusters will assess your damage once your loss is reported. Serving Florida, Georgia, and Alabama 863.291.3505 | 888.296.7533 | Contact Us We Keep You Growing!
Posted November 10, 2020
As Tropical Storm Eta continues to inch closer to the western coast of Florida, our team is standing by to help if you incur a loss as a result of this storm. To report a loss or file a claim, please call or email your agent directly, or email our office. You may also file a claim through our website at www.cardeninsurance.com/contact. Our office can be also reached by phone (863.291.3505) or fax (863-401-8865). Our adjusters will assess your damage once your loss is reported. Serving Florida, Georgia, and Alabama 863.291.3505 | 888.296.7533 | Contact Us We Keep You Growing!
HIP ENDORSEMENT PAYMENTS
Posted October 9, 2020
We are pleased to inform our customers who have the Hurricane Insurance Protection (HIP) endorsement on your policies and whose counties were impacted by Hurricane Sally that payments have been approved and sent out. You should receive them shortly! 863.291.3505 | 888.296.7533 | Contact Us We Keep You Growing!
Posted October 9, 2020
We are pleased to inform our customers who have the Hurricane Insurance Protection (HIP) endorsement on your policies and whose counties were impacted by Hurricane Sally that payments have been approved and sent out. You should receive them shortly! 863.291.3505 | 888.296.7533 | Contact Us We Keep You Growing!
IMPORTANT HURRICANE SEASON INFORMATION
Posted September 18, 2020
As Tropical Storm Sally continues to affect the Southeast, our team is standing by to help if you incur a loss as a result of this storm. To report a loss or file a claim, please call or email your agent directly, or send our office an email. Our office can be also reached by phone (863.291.3505) or fax (863-401-8865). Our adjusters will assess your damage once your loss is reported. You may find more information on our website here. Serving Florida, Georgia, and Alabama 863.291.3505 | 888.296.7533 | Contact Us We Keep You Growing!
Posted September 18, 2020
As Tropical Storm Sally continues to affect the Southeast, our team is standing by to help if you incur a loss as a result of this storm. To report a loss or file a claim, please call or email your agent directly, or send our office an email. Our office can be also reached by phone (863.291.3505) or fax (863-401-8865). Our adjusters will assess your damage once your loss is reported. You may find more information on our website here. Serving Florida, Georgia, and Alabama 863.291.3505 | 888.296.7533 | Contact Us We Keep You Growing!
SALES CLOSING DATE FOR PRF AND APICULTURE IS NOVEMBER 15
Posted August 27, 2020
We are quickly approaching the sales closing date for Pasture, Rangeland, Forage (PRF), and Apiculture on November 15. Both are rain index plans that protect against below-average historical rainfall. If you would like one of our agents to contact you to discuss these programs in greater detail and how they can benefit your operation, please let us know. If you have any questions, call us at 863.291.3505 or 888.296.7533, or send us an email. We keep you growing!
Posted August 27, 2020
We are quickly approaching the sales closing date for Pasture, Rangeland, Forage (PRF), and Apiculture on November 15. Both are rain index plans that protect against below-average historical rainfall. If you would like one of our agents to contact you to discuss these programs in greater detail and how they can benefit your operation, please let us know. If you have any questions, call us at 863.291.3505 or 888.296.7533, or send us an email. We keep you growing!
ADDITIONAL SALES AGENT NEEDED TO MANAGE OUR GEORGIA MARKET
Posted August 27, 2020
We are looking to hire one full-time salesperson to sell and service private and Federal Crop Insurance Program products in our Georgia market. Salary plus new business and renewal commissions are paid on all policies sold. The ideal candidate must be a self-starter, that works well with others, and is looking to build a long-term career. Job Type: Full-time / Salary Negotiable Experience: · Agriculture Experience Required · Must Have or Acquire Georgia Agent License Please Contact Us if you are interested in the position. Thank you!
Posted August 27, 2020
We are looking to hire one full-time salesperson to sell and service private and Federal Crop Insurance Program products in our Georgia market. Salary plus new business and renewal commissions are paid on all policies sold. The ideal candidate must be a self-starter, that works well with others, and is looking to build a long-term career. Job Type: Full-time / Salary Negotiable Experience: · Agriculture Experience Required · Must Have or Acquire Georgia Agent License Please Contact Us if you are interested in the position. Thank you!
USDA CORONAVIRUS FOOD ASSISTANCE PROGRAM UPDATES
Posted August 12, 2020
We are pleased to inform you that the U.S. Department of Agriculture (USDA) has announced additional eligible commodities to the Coronavirus Food Assistance Program (CFAP). CFAP updates include: 1. More specialty crops have been added to the program to include nursery crops and cut flowers 2. The expansion of currently eligible commodities 3. Updates to payment corrections or qualifications for some commodities For additional information, please visit the USDA link below: USDA Coronavirus Food Assistance Program Announcement This is a summary of the updates from the USDA. If you would like one of our agents to contact you to discuss these in greater detail, please let us know. If you have any questions, call us at 863.291.3505 or 888.296.7533.
Posted August 12, 2020
We are pleased to inform you that the U.S. Department of Agriculture (USDA) has announced additional eligible commodities to the Coronavirus Food Assistance Program (CFAP). CFAP updates include: 1. More specialty crops have been added to the program to include nursery crops and cut flowers 2. The expansion of currently eligible commodities 3. Updates to payment corrections or qualifications for some commodities For additional information, please visit the USDA link below: USDA Coronavirus Food Assistance Program Announcement This is a summary of the updates from the USDA. If you would like one of our agents to contact you to discuss these in greater detail, please let us know. If you have any questions, call us at 863.291.3505 or 888.296.7533.
ADDITIONAL SPECIALTY CROPS ELIGIBLE FOR USDA CORONAVIRUS FOOD ASSISTANCE PROGRAM
Posted July 15, 2020
The U.S. Department of Agriculture (USDA) has announced the addition of commodities to the Coronavirus Food Assistance Program (CFAP) and updated payment specifics. CFAP updates include: 1. Additional commodities that have been added to the program 2. The expansion of currently eligible commodities 3. Updates to payment corrections or qualifications for some commodities For additional information, please visit the USDA link below: USDA Coronavirus Food Assistance Program Announcement To view the webinar on CFAP commodities, please visit the following: Webinar on CFAP Commodities This is a summary of the updates from the USDA. If you would like one of our agents to contact you to discuss these in greater detail, please let us know. If you have any questions, call us at 863.291.3505 or 888.296.7533.
Posted July 15, 2020
The U.S. Department of Agriculture (USDA) has announced the addition of commodities to the Coronavirus Food Assistance Program (CFAP) and updated payment specifics. CFAP updates include: 1. Additional commodities that have been added to the program 2. The expansion of currently eligible commodities 3. Updates to payment corrections or qualifications for some commodities For additional information, please visit the USDA link below: USDA Coronavirus Food Assistance Program Announcement To view the webinar on CFAP commodities, please visit the following: Webinar on CFAP Commodities This is a summary of the updates from the USDA. If you would like one of our agents to contact you to discuss these in greater detail, please let us know. If you have any questions, call us at 863.291.3505 or 888.296.7533.
COVID-19 FSA ACREAGE REPORTING DATE ANNOUNCEMENT
Posted July 15, 2020
The Farm Service Agency (FSA) has announced changes to acreage reporting in response to COVID-19 business interruptions. Important takeaways include: 1. The date of the initial acreage report submission has not been extended. 2. Signed acreage reports must be submitted in a timely manner by the acreage reporting date (ARD). 3. Reporting errors can be corrected by the approved insurance provider (AIP) up to 60 days following the ARD in a crop year. This is a summary of the updates from the FSA. Additional information can be found on the RMA website by selecting the following: Manager's Bulletins
Posted July 15, 2020
The Farm Service Agency (FSA) has announced changes to acreage reporting in response to COVID-19 business interruptions. Important takeaways include: 1. The date of the initial acreage report submission has not been extended. 2. Signed acreage reports must be submitted in a timely manner by the acreage reporting date (ARD). 3. Reporting errors can be corrected by the approved insurance provider (AIP) up to 60 days following the ARD in a crop year. This is a summary of the updates from the FSA. Additional information can be found on the RMA website by selecting the following: Manager's Bulletins
SALES AGENT ANNUAL MEETING - SEA ISLAND
Posted July 5, 2020
Take a look at the team during our annual sales trip to Sea Island, Georgia!
Posted July 5, 2020
Take a look at the team during our annual sales trip to Sea Island, Georgia!
IMPORTANT INFORMATION ABOUT HURRICANE INSURANCE PROTECTION (HIP)
Posted March 19, 2020
The Hurricane Insurance Protection (HIP) program is an endorsement to your current crop insurance program. It is designed to provide cash flow to a grower in the event of a hurricane strike or near miss during the growing season. The concept is straightforward: if a hurricane strikes your county or one adjacent to it, you get paid as soon as NOAA verifies the strike. There is no loss adjustment calculation, inspection requirement, or anything else that could delay payment. To reiterate, the purpose of this program is to provide needed cash flow once a hurricane strikes and is OVER and ABOVE your underlying crop insurance policy coverage. A flyer describing the program in a little more detail is attached. Remember, this coverage MUST be signed up for in conjunction with your regular crop insurance renewal, with a deadline of April 15. One of our agents will be happy to assist you in selecting the amount of coverage that is right for you, so contact us today. We keep you growing!
Posted March 19, 2020
The Hurricane Insurance Protection (HIP) program is an endorsement to your current crop insurance program. It is designed to provide cash flow to a grower in the event of a hurricane strike or near miss during the growing season. The concept is straightforward: if a hurricane strikes your county or one adjacent to it, you get paid as soon as NOAA verifies the strike. There is no loss adjustment calculation, inspection requirement, or anything else that could delay payment. To reiterate, the purpose of this program is to provide needed cash flow once a hurricane strikes and is OVER and ABOVE your underlying crop insurance policy coverage. A flyer describing the program in a little more detail is attached. Remember, this coverage MUST be signed up for in conjunction with your regular crop insurance renewal, with a deadline of April 15. One of our agents will be happy to assist you in selecting the amount of coverage that is right for you, so contact us today. We keep you growing!