Agency Acquisitions & Succession
Carden & Associates is actively looking to acquire crop insurance agencies and books of business throughout the United States.
Building a successful crop insurance book takes years of hard work, strong relationships and a commitment to your customers. At some point, every agency owner has to consider what comes next.
Maybe you’re approaching retirement. Maybe you don’t have a succession plan. Maybe the demands of agency ownership have simply become more than you want to take on. Or perhaps you’re looking for a partner who can take your book to the next level while continuing to serve the customers you’ve worked so hard to build.
Since 2015, we have grown Carden through a strategy that includes acquiring established crop insurance agencies and integrating their books, people and expertise into our organization.
We understand that selling a crop insurance business isn’t just about a transaction. It’s about protecting the relationships, reputation and livelihood you’ve built over the course of your career. We’re interested in helping you plan what comes next.
A Buyer With a Track Record
Carden & Associates has been serving America’s agricultural community since 1998. Over the years, we have built a growing organization through both organic growth and strategic acquisitions. Since beginning our acquisition strategy in 2015, we have acquired nearly 10 crop insurance agencies.
That experience has taught us that every agency and every owner is different.
Some owners want a straightforward handoff and a clear closing date.
Some want to remain part of the business and continue contributing.
Some want to keep working with their customers — without the responsibilities of ownership.
Others are ready to retire completely and step away with confidence.
We can structure the transition around the needs of the business and the owner.
What We’re Looking For
We are interested in talking with crop insurance agency owners across the United States who are considering:
- Retirement or a planned exit
- A lack of a clear succession plan
- Selling a book of business
- Transitioning ownership to a larger organization
- Stepping away from the administrative responsibilities of ownership
- Continuing to work in crop insurance without the responsibilities of owning an agency
- A merger or acquisition opportunity
- A partner for the next stage of their business
There is no minimum size requirement simply to start a conversation.
We are particularly interested in established crop insurance books with strong customer relationships and a history of successful operations.
You Don’t Have to Walk Away From Crop Insurance
One of the biggest concerns agency owners have when considering a sale is:
What happens to my customers — and what happens to me?
An acquisition does not necessarily mean the end of your career in crop insurance.
Depending on the circumstances of the transaction, Carden can provide opportunities for existing agents and key employees to remain involved with the business after an acquisition. That can allow you to continue doing what you enjoy — working with growers and managing relationships — without carrying the full burden of agency ownership.
At the same time, your customers gain access to the broader resources, support staff, technology and crop-insurance expertise of Carden & Associates.
Why Carden?
Since 2015, acquisitions have been an important part of Carden’s growth strategy. We’ve completed nearly 10 agency acquisitions and understand the challenges involved in bringing an established book into a larger organization.
We are not a general insurance organization looking to add crop insurance to our portfolio. Crop insurance is our business. Our team works across multiple crops, regions and federal crop insurance programs, giving acquired agencies access to a broader platform of crop-insurance expertise.
The crop insurance industry continues to evolve. Programs change. Technology changes. Carrier relationships change. Administrative requirements change. Producers’ needs change. Our organization has been built to adapt — we have invested in people, technology and infrastructure so that agency owners don’t have to face those changes alone.
Your customers have trusted you for years — sometimes generations. Our goal is to protect that trust through a thoughtful transition. We work to maintain customer relationships, preserve institutional knowledge and provide a clear path for employees and agents who remain with the business.
We are interested in acquisition opportunities throughout the United States. Whether you operate a large established agency or a specialized crop insurance book, we’d like to understand what you’ve built and what you’re looking for next.
Thinking About Your Next Chapter?
You don’t have to be ready to sell today. Sometimes the first step is simply understanding your options.
If you’re a crop insurance agency owner considering retirement, succession, a sale or simply looking for a different approach to ownership, we’d welcome a confidential conversation.
There is no obligation and no commitment to sell.
Let’s talk about what you’ve built — and what comes next.
WHAT OUR CUSTOMERS SAY
We have been with our Carden & Associates, Inc. agent for many years! We can call or email him anytime, and he’ll get back to us ASAP! His customer service representative has been trained by the best! She is great!
Carden & Associates, Inc. has been a reliable and trusted part of our operation for years. As a member of the U.S. military, my time and focus are often divided, so having an insurance team I can fully trust means everything. They truly take the time to understand our needs and provide insurance solutions that make sense for us. Whether it’s walking through policy options or helping us navigate a claim, their team is always responsive, professional, and knowledgeable. Knowing they’re in our corner gives us real peace of mind, and we appreciate the relationship we’ve built with them.
My experience dealing with Carden & Associates, Inc. has been very gratifying. They are very responsive and thorough and have provided great service to our companies.
The hurricane policy is crucial to our operation. The policy helped us bring in extra help for cleanup and standing crops back up.
Carden & Associates, Inc. has been a trusted advisor on crop insurance for more than 35 years, keeping me updated on changing programs and additional insurance offerings. With the myriad of challenges facing citrus growers, my agent has done an excellent job of advising me of crop insurance offerings, including whole farm revenue insurance, which has been a godsend during these difficult times.
For risk management, we use Carden & Associates, Inc. for all our crop insurance needs. Over the years, they have provided us with excellent service and kept us updated on new products and changes within the Crop Insurance industry.
We have been with Carden & Associates, Inc. for many years. Our agent has been very kind and informative. Everyone we work with there is very helpful. We really appreciate all their support throughout the years.
All acquisition opportunities are subject to due diligence, applicable regulatory requirements and mutually acceptable transaction terms.